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Your friendly local neighborhood real estate agent and Mortgage Consultant. Tuesday, August 28, 2012. Research looks at how mortgage delinquencies affect scores. With how short sale, Foreclosure and Bankruptcy impacts ones credit scores. This article publishes simulation results of various delenquicy activities on ones credit score. A good read for anyone having difficulty making their payments. Tuesday, March 2, 2010. Getting Ready to Sell you home? Did you consider staging your home? Obama admistration.